State Bank of India
| Maximum loan amount | 7.5 Lacs (without collateral) |
| Collateral if loan exceeds Rs. 7.5 Lacs | |
| Interest rate | 11.75% to 13.75% |
| Repayment period | 10 years |
| Collateral if loan exceeds Rs. 7.5 Lacs | |
| Interest rate | 11.75% to 13.75% |
| Repayment period | 10 years |
Punjab National Bank
| Maximum loan amount | 7.5 Lacs (without collateral) |
| Collateral if loan exceeds Rs. 7.5 Lacs | |
| Interest rate | 11.75% to 13.75% |
| Repayment period | 10 years |
| Collateral if loan exceeds Rs. 7.5 Lacs | |
| Interest rate | 11.75% to 13.75% |
| Repayment period | 10 years |
| Payment of Interest | Will be collected as a part of the EMI after the moratorium, whenever the repayment commences. |
| Security | Nil |
| Upto Rs. 4 lacs loan amount | Only Parent/ Guardian as co-borrower |
| Above Rs. 4 lacs to Rs. 7.50 lacs loan amount | Parent/ Guardian as co-borrower and Collateral security in the form of suitable third party guarantee*. |
| Third Party Guarantee can be replaced with Parent/Guardian as co-borrower provided the Gross Annual Income of Parent/Guardian (co-borrower) as given in latest Income Tax Return is 3 times of the loan amount. |